Kelly C. Ruggles is a financial planner from Spokane, Washington who has over 14 years of experience helping over 1,000 retirees and preretirees create retirement financial plans. Ruggles stresses the importance of retirement financial plans for retirees to receive benefits tailored to their goals. He aims to simplify strategies and techniques so retirees understand their investments, and educates them on factors to consider when consulting experts for retirement planning.