More than just a Trust Company

1. Service Expertise Integrity
The Northern Trust Difference
For more information contact:
Kristen Andreasen, VP Wealth Strategist
713.336.6123 Office
Kristen.Andreasen@ntrs.com
or visit www.northerntrust.com
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2. Solutions for a Lifetime of Wealth Management Needs
Comprehensive array of
solutions for clients
Trust and Estate
Private Banking1
Services
 Wealth transfer planning
 Deposit services
 Trust and estate services
 Custom lending
 Guardianship
 Residential mortgage loans
 Securities custody
 Margin and stock option lending
 Special asset management
Philanthropic
Business Banking1
Services
 Working Capital and General  Charitable giving strategies
Corporate Loans  Administrative, investment
 Secured and Cash Flow Lending and tax services
 Acquisition Financing
 Equipment Finance and Leasing
Built across a technology
platform that provides
Investment convenient access to
Financial Planning your financial picture
Management
 Cash flow  Comprehensive investment  Private Passport™, Northern Trust’s
 Debt management capabilities online financial management suite
 Tax planning  Custom asset allocation  Investment performance reports
 Retirement planning  Portfolio management  Northern Phone Banking – available
 Brokerage Services22 24 hours
1Northern Trust banks are Member FDIC – Equal Housing Lenders
2Securities productsand brokerage services are sold by registered representatives of Northern Trust Securities, Inc. (member FINRA, SIPC), a registered
investment adviser and wholly owned subsidiary of Northern Trust Corporation. Investments, securities products and brokerage services are:
NOT FDIC INSURED | MAY LOSE VALUE | NO BANK GUARANTEE
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3. Evaluating & Planning
We provide quality solutions, whether you need basic financial planning or help addressing a
complex financial situation.
Goals Northern Trust Solutions
Education and  Asset Allocation Analysis
Major Goal  Investment Vehicle Selection
Funding  Income Tax Planning
Retirement  Cash Flow/Net-worth Projection
 Compensation and Benefit Review
 Monte Carlo Simulation
 Insurance and Risk Management
 Concentrated Stock/Stock Option Analysis
Business Sale  Business Succession Planning
 Operational Business Services
 Managing Liquidity Events
Charitable Giving  Create a Philanthropic Strategy
 Balance Giving With the Needs of the Family
 Ensure Tax-efficiency of Philanthropic Vehicles
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4. Growing & Managing
Our broad investment capabilities, combined with a wide suite of
banking services, allow us to support you in growing and managing your
wealth.
Goals Northern Trust Solutions
Grow Assets  Manager Selection and Evaluation
 Active Index Strategies
 Alternative Investments
Manage Risk  Asset Diversification
 Single-stock Concentration
 Hedging Strategies
 Stock Option Planning
Tax Liability  Tax Sensitive Investing
Management  Tax Loss Harvesting
 Investment Vehicle Selection
 Global Securities Custody
Safekeeping
 Flexible Trading Options
of Assets
 Sophisticated Reporting Capabilities
Strategic Liquidity  Deposit Services1
Management  Custom Lending
 Short Term Cash Management Vehicles
1Member FDIC – Equal Housing Lender
Investments and securities products and services are: Not FDIC Insured | No Bank Guarantee | May Lose Value
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5. Preserving & Transferring
Our sophisticated wealth transfer strategies focus on preserving your financial security now
and in the future. Creating a lasting legacy allows you to have an enduring impact on future
generations and on your community.
Goals Northern Trust Solutions
Preserve and  Wealth Transfer Planning
Protect  Customized Trust Solutions
Your Wealth
Transition  Estate Settlement Services
Your Wealth  Guardianship Services
Plan for  Family Business
Special Assets  Manage Non-Financial Assets
Reinforce  Family Education
Family Values  Family Mission Statement
 Advanced Wealth Transfer Strategies
Establish a  Tailored Philanthropic Strategy
Charitable  Balance Charitable Giving with
Giving Tradition the Financial Needs of the Family
 Tax-Efficient Philanthropic Vehicles
Private Passport: Track your assets in a more meaningful way
Detailed reporting allows you to actively monitor your trusts and
special assets while having the information integrated into your
overall financial picture.
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6. Disciplined Business Focus
While we do adjust our actions to align with prevailing conditions,
Northern Trust has resisted the temptation to change our business or
risk profile to capitalize on temporarily shifting cycles.
Businesses Northern Trust is NOT involved in:
 Investment Banking  Merchant Card Processing
 Sub-Prime Mortgage Underwriting  Retail Banking
 Asset Backed Commercial Paper Conduits  Consumer Finance
 Discount Brokerage  Venture Capital
 American Depositary Receipts  Stock Transfer
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7. Global Reach and Powerful Resources
Providing access, expertise and service where you live, work and travel.
Locations in 18 States and Washington, D.C…
Washington
(1)
Minnesota
(1) Michigan
(3)
Wisconsin Massachusetts (1)
(1)
Connecticut (1)
Nevada New York (1)
(1) Illinois Ohio
(1) Delaware (1)
(15)
California Colorado Washington, D.C. (1)
(10) (1) Missouri …and Worldwide*
(1)
Abu Dhabi Guernsey Luxembourg
Amsterdam Hong Kong Melbourne
Georgia Bangalore Jersey Singapore
Arizona (1)
(6) Beijing Limerick Stockholm
Dublin London Tokyo
Texas Florida
(7) Grand Cayman Toronto
(25)
Full Service in Local Markets An Integrated Operations and Technology Platform
Trust Investment Banking Assets Under Assets Under Bank
Professionals Professionals Professionals Custody Management Assets
450+ 325+ 450+
$4.2 Trillion $644 Billion $96 Billion
Comprehensive Customized Complete Array
Trust and Estate Investment of Private and As of September 30, 2011
Services Management Business Banking
Solutions Services
*Not all services available in all locations.
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8. Brand Strength – Building Upon Our Heritage
120-YEAR Heritage
We have been Northern Trust since 1889 and are
undiluted by mergers and acquisitions. Organic
Growth throughout the years has been a critical factor
to our long term success.
Voted one of the “Most Admired Companies” by Fortune Magazine (2010)
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