In this presentation, we have tackled what you should and should not do while shopping for and comparing guaranteed approval store credit cards offered in the market. Check our reviews of guaranteed approval store credit cards on this page https://www.newhorizon.org/Info/catalog-credit-cards.htm

1. The Dos and Don’ts in Shopping
and Applying for Credit Cards

2. In the paragraphs below, we have tackled what you should and should
not do while shopping for and comparing guaranteed approval store
credit cards offered in the market.

3. Don’t sign up for the first program you will find.
Keep in mind that settling for the first offer you will receive actually slims down your
chances of scoring an affordable credit card program. So why not take your time
shopping and comparing the credit card programs available in the market? Ask for
brochures or pamphlets from nearby card issuers and pay close attention to the features
and facilities that come with each line of credit. Better yet, visit credit card comparison
sites, where you can conveniently compare the interest rates, credit limits, payment
terms and options as well as the eligibility requirements imposed on several card
programs. We believe that by employing these steps, you can improve your chances of
ending up with a credit card that matches your needs, preferences, spending habits, and
most importantly, your budget.

4. o run background checks on your prospective
card issuers.
Take the time to research on the history or background of your target credit card
companies. Take a close look at their history, track record in terms of dealing with
bad credit consumers, like you, and their accreditation with the federal or state
government. Always remember that these factors are excellent indicators of the
legitimacy of your prospective card issuers.
We also suggest that you consider what the former or current clients of each firm are
saying about the products and services they provide to prospective cardholders,
such as yourself. After all, their reactions and comments often speak volumes about
the credibility of the company you wish to do business with.

5. Don’t fixate on the interest rate.
Always remember that the rate of interest is just one of the many features of
guaranteed approval store credit cards. So, it is never wise to use it as the sole basis
in deciding whether or not to sign up for a bad credit card program.
Instead, try to focus also on the credit limit, payment arrangements, fees and charges,
usage restrictions, and application requirements that come with each program. Bear
in mind that this will help boost your likelihood of taking out a credit card program
that will most definitely work to your advantage.

6. Do read and examine the fine print of your
credit card, before signing your contract.
Examine very closely the terms and conditions that apply to various bad credit cards.
And once you’ve chosen a specific program, find time to read your contract several
times. After all, this will help you get familiarized with the stipulations of your line of
credit. At the same time, it can assist you in identifying clauses and terms which are
not very clear to you. This way, you can immediately request for additional
information from the customer service representative of your chosen bank or card
issuer. And this can in turn help you make a well-informed decision whether to sign
up for the program you wish to take out or to continue searching for better or more
affordable credit card deals.