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Great Eastern Takaful

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Great Eastern Takaful

  1. 1. Our Corporate ProfileGreat Eastern Takaful Sdn Bhd www.MedicalCardTakaful.com
  2. 2. Our Vision Paving the way to a great and COLOURFUL life : TAKAFUL FOR YOU & ME www.MedicalCardTakaful.com
  3. 3. Our Missions  Caring for your lifecycle needs with attractive and affordable products  Experiencing great moments with us; delivering our promises on time, all the time  To be the preferred partner for all stakeholders by attracting and developing value-based talents www.MedicalCardTakaful.com
  4. 4. Our Values Values Our Definitioni Integrity Principle-centered, reliable and honestG Groovy Cool, wonderful and funr Respect Value differences and treat each other wellE Empathy Caring and understandinga Action Oriented “Go - getters” (proactive and get things done)T Teamwork Support each other sincerely www.MedicalCardTakaful.com
  5. 5. About UsA joint venture between I Great Capital Holdings Sdn Bhd (i-Great)and Koperasi Angkatan Tentera Malaysia Berhad (KATMB) formed to transact and distribute Family Takaful products in Malaysia. www.MedicalCardTakaful.com
  6. 6. Shareholding StructureSINGAPORE GEH 100% Koperasi Angkatan Tentera Malaysia Berhad GELS 100% Great Eastern Entities GEH: Great Eastern Holdings LtdMALAYSIA GEC GELS: Great Eastern Life 100% 100% Assurance Co. Ltd GEC: Great Eastern Capital (M) Sdn Bhd KAT i-GREAT GELM GELM: Great Eastern Life 30% 70% Assurance (Malaysia) Bhd i-GREAT: I Great Capital Holdings Sdn Bhd GETSB www.MedicalCardTakaful.com
  7. 7. Board of Directors Datuk Kamaruddin Taib Tan Sri Dato’ Nasrudin Bahari Mrs Fang Ai Lian Chairman Director Director Mohamad Mej Jen (B) Dato’ Che Tn Hj Jamaluddin Masrin Dato Koh Yaw HuiSalihuddin Ahmad Hasni Che Ahmad Director Director Director Director www.MedicalCardTakaful.com
  8. 8. Shariah Dr. Ahmad Basri IbrahimCommittee Chairman Assistant Professor, IIUMDr. Wan Sabri Wan Yusuf Dr. Akhtarzaite Abdul Aziz Dr. Mohamad Sabri Zakaria Member Member MemberAssociate Professor, IIUM Assistant Professor, IIUM Assistant Professor, IIUM Dr. Mahamad Arifin Dr. Siti Salwani Razali Member Member Associate Professor, IIUM Associate Professor, IIUM
  9. 9. Management Team 1. Mohamad Salihuddin Ahmad Executive Director & Chief Executive Officer 2. Mohd Hafiz Johari Head, Human Capital 3. Ariff Azhan Abd Ghani Head, Agency Distribution 4. Syahriza Senan Head, Risk Management & Compliance 5. Shapini Abdul Halim Head, Legal & Secretarial 6. Wong Kang Yuan Appointed Actuary 7. Zafri Ab Halim Chief Financial Officer 8. Wan Ahmad Najib Wan Ahmad Lotfi Head, Strategic Management & Shariah 9. Mohd Hanafi Mohd Isa Head, Partnership Distribution 10. Md Hafidz Md Hamzah Head, Investment www.MedicalCardTakaful.com
  10. 10. Awards and AchievementsTHE ISLAMIC BUSINESS & FINANCE 2011 AWARD ‘BEST NEW TAKAFUL OPERATOR’ www.MedicalCardTakaful.com
  11. 11. Contact InformationGreat Eastern Takaful Sdn Bhd (916257-H)Head Office: Level 3, Menara Great Eastern, 303 JalanAmpang, 50450 Kuala Lumpur.Mailing Address: Great Eastern Takaful Sdn Bhd,P.O. Box 13042, 50796 Kuala Lumpur.Tel: (603) 4259 8338Fax: (603) 4259 8808Careline: 1 300 13 8338Email: i-greatcare@i-great.com.myCorporate Website: www.i-great.comCustomer Portal: www.igetintouch.com.myAgency Portal: www.i-greatpartner.com.myCorporate Song: Takaful You & Me www.MedicalCardTakaful.com
  12. 12. Our BusinessGreat Eastern Takaful Sdn Bhd www.MedicalCardTakaful.com
  13. 13. Family Takaful A shariah-compliant plan that provides protection against financial loss caused by fortuitous events www.MedicalCardTakaful.com
  14. 14. Our Products, Beyond Protection Protection Critical Illness Savings Spiritual Hospitalizations and Investment Legacy Accident Education Retirement www.MedicalCardTakaful.com
  15. 15. Similar but not the Same Fortunate many help the unfortunate fewContribute to a fund managed by Takaful Operator Participants guarantee Participate in Takaful plan Tabarru’ contract each other Buy insurance Insurance Company Buy-sell contract guarantees the policyholderPay premium to Insurance Company www.MedicalCardTakaful.com
  16. 16. Similar but not the Same Unallocated Insurance Premium Allocated premium premium Invest Invest TIV Company Less: Profits 100% Insurance charge, policy fee and fund management charge Profits 100% Pays claims, other expenses and invest www.MedicalCardTakaful.com
  17. 17. Similar but not the Same contribution contribution Unallocated Takaful Contribution Allocated PUA Operator Less: Tabarru’ Less: charge Service charge and Profit 100% fund management Tabarru’ Fund charge Pays Profit 100% expenses UW Surplus 50% UW Surplus 50% Less: Claims Invest Underwriting Surplus(After a suitable amount is heldback for contingency purposes) www.MedicalCardTakaful.com
  18. 18. Similar but not the Same Takaful removes objectionable elements Shariah CommitteeInsurance Gharar Maisir Riba Takaful Tabarru’ ‘Filter’ www.MedicalCardTakaful.com
  19. 19. Takaful and Insurance Takaful Insurance Donation and mutual Mutual contract Contracts contract Pay claims from Tabarru’ Pay claims from Responsibility funds underwriting funds of Operator / Company Responsibility Contributions Premiumsof certificate owner / policyholder Ownership Belongs to Participants Belongs to Company of takaful / insurance funds Capital Participants’ funds Company’s funds No restrictions so long being Investment Shariah compliant prudent
  20. 20. Unique Business Approach Shariah Wakalah Ju’alah Compliant Model Product Hospitability Personalization www.MedicalCardTakaful.com
  21. 21. Delighting YOU…FullyGreat Eastern Takaful Sdn Bhd www.MedicalCardTakaful.com
  22. 22. Your Life Line From Cradle to HereafterRM Birth Work Retire Death Age 24 and Age 25 to 34 Age 35 to 44 Age 45 to 60 Age 60 and above below www.MedicalCardTakaful.com
  23. 23. Doing Good Deeds From Cradle to Hereafter Eternal, Living Spiritual Benefits and Legacy Benefits www.MedicalCardTakaful.com
  24. 24. Living Benefits From Cradle to Hereafter Lifestyle maintenance Payment of Wealth medical fees creation and treatment Living Benefits Settle Funds for outstanding education financial expenses obligations Fulfilling spiritual obligations www.MedicalCardTakaful.com
  25. 25. Living BenefitsLifestyle maintenance From Cradle to HereafterYou are buying lesser cup of coffee with RM1…. 1980s Today • 4 cups • 1 cup of of coffee • 2 cups coffee • ½ cup of of coffee coffee 1970s 1990s Let’s hedge against lifestyle inflation! www.MedicalCardTakaful.com
  26. 26. Living BenefitsLifestyle maintenance From Cradle to Hereafter Lifestyle inflation Coffee Kopitiam Coffee House Stall = RM1.20 = RM3.20 = RM11.90 Nasi Lemak Mamak Restaurant Hotel = RM1.50 = RM4.50 = RM15.00 Apartment Kepong Bukit Jalil Mont Kiara = RM200,000 = RM400,000 = RM600,000 www.MedicalCardTakaful.com
  27. 27. Living BenefitsLifestyle maintenance From Cradle to Hereafter Savings at $$$ Liquidity the bank Maximize Investments $$$ earned income Protects Immediate Takaful your future income financial security www.MedicalCardTakaful.com
  28. 28. Living BenefitsLifestyle maintenance From Cradle to Hereafter Luxury Style Comfort Basic www.MedicalCardTakaful.com
  29. 29. Living Benefits From Cradle to HereafterPayment of medical fees and treatment Permanent Accidents DisabilityToday Tomorrow Major Illness Hospitalization www.MedicalCardTakaful.com
  30. 30. Living Benefits From Cradle to HereafterPayment of medical fees and treatment TOP 3 Lifestyle CAUSE OF DEATH Hereditary v IN MALAYSIA 1. Cancer 2. Heart Diseases 3. Stroke www.MedicalCardTakaful.com
  31. 31. Living Benefits From Cradle to HereafterSettle outstanding financial obligations Money Owed to Other Individuals Personal Car Financing Financing Home Credit Cards Financing www.MedicalCardTakaful.com
  32. 32. Living Benefits From Cradle to HereafterFulfilling spiritual obligations www.MedicalCardTakaful.com
  33. 33. Living Benefits Funds for education expenses From Cradle to Hereafter Cost of education Bachelor Degree in Malaysia Area of Option 1 Option 2 Option 3 Study Private College Local University in Malaysia Private University in Malaysia 3+0 Foreign Degree Program Business RM15,000 – RM30,000 RM30,000 - RM40,000 RM39,000 - RM52,000 (3 years) (3 years) (3 years) Engineering RM20,000 – RM35,000 RM46,000 - RM52,000 RM45,000 - RM47,000 (4 years for Malaysian degree) (4 years for Malaysian degree) (3 years for UK degree) IT RM18,000 – RM30,000 RM33,000 - RM43,000 RM33,000 - RM40,000 (3 years) (3 years) (3 years) Medicine RM25,000 – RM35,000 RM250,000 - RM333,000 n/a (5 years) (5 years)Source: StudyMalaysia.com Research Team in 2009 www.MedicalCardTakaful.com
  34. 34. Living BenefitsFunds for education expenses From Cradle to HereafterIncreasing cost of education“The general increase cost for local studies is about 3% per year and foreignabout 5% and this applies to a general business degree of 3 years”Mike Lee, Managing Director of CTLA Financial Planners Sdn. Bhd. “School fees for primary and secondary education range from RM15,000 to RM17,000 p.a. with an average 10% increase in fees every 2 years” Rina Thiagu-Kler, Marketing Manager of private school Sri KDU.Source: The Star Online, September 18, 2010 www.MedicalCardTakaful.com
  35. 35. Living Benefits From Cradle to Hereafter Funds for education expenses Increasing cost of education Four years General Degree at Local University Today 15 Years Later • Tuition Fee • RM165,687 = RM13,000 per year • Based on 4% • Living Expenses Inflation Rates = RM10,000 per year • Total Cost = RM92,000Source: Your Guide to University Cost, 6th Edition, Public Mutual Berhad www.MedicalCardTakaful.com
  36. 36. Living Benefits From Cradle to Hereafter Funds for education expenses Increasing cost of education Three years General Degree in Australia Today 15 Years Later • Tuition Fee • RM380,900 = RM39,000 per year • Based on 4% • Living Expenses Inflation Rates = RM31,500 per year • Exchange Rates • Total Cost RM1 = A$3 = RM211,500Source: Your Guide to University Cost, 6th Edition, Public Mutual Berhad www.MedicalCardTakaful.com
  37. 37. Living Benefits Funds for education expenses From Cradle to Hereafter Increasing cost of educationWhen is the best time to start saving for your child’s education? The 1st • Before they were born If your child’sBest Time cost of education is RM380,900 The 2nd • When they are born in 15 years time,Best Time monthly savings required no w is RM1093!* The 3rd • Today!Best Time Based on 8% return per year, FV = 380,900; N=15, Begin Mode www.MedicalCardTakaful.com
  38. 38. Living BenefitsFunds for education expenses From Cradle to Hereafter Alternatives Limitations Lack of discipline & Savings & EPF insufficient funds Limited resources & Borrowings repayment challenge Competitive & Scholarships employment bondage High interest and Bank financing repayment challenge Distracted & longer Work and study completion period Higher education = better opportunity, brighter future www.MedicalCardTakaful.com
  39. 39. Living Benefits From Cradle to HereafterWealth creation INVESTMENT Financial Independence SAVINGS LIFESTYLE RETIREMENT EDUCATION PROTECTION INCOME HEALTH ASSETS www.MedicalCardTakaful.com
  40. 40. Living Benefits From Cradle to HereafterWealth creationWill you outlive your retirement fund OR your retirement fund will outlive you? Years to Exhaust your Monthly Expenses* Your Retirement Fund Retirement Fund RM2,000 5 years 5 months RM3,000 3 years 7 months RM130,000 RM4,000 2 years 8 months RM5,000 2 years 2 months *Assuming you maintain your lifestyle after retirement with zero inflation www.MedicalCardTakaful.com
  41. 41. Living Benefits From Cradle to HereafterWealth creationHow much is enough to fund for 20 years of retirement? Retirement Funds Monthly Expenses Required at age 55* RM2,000 RM735,994 RM3,000 RM1,103,992 RM4,000 RM1,471,989 RM5,000 RM1,839,986 *Assuming you maintain your lifestyle after retirement with 4% inflation rates, retire at age 55 and funding for retirement for 20 years, Begin Mode www.MedicalCardTakaful.com
  42. 42. Living Benefits From Cradle to HereafterWealth creation Starting a Long Purchase a Business Vacation Dream Car Buy a New Home Home Renovation www.MedicalCardTakaful.com
  43. 43. Eternal Benefits From Cradle to Hereafter Contribute to help each other, you’ll be rewarded Create legacy through Takaful Settle outstanding nominations financial debts Eternal Benefits Purchase of useful Payment of property for the outstanding Zakat purpose of waqaf Performance of the Badal Hajj (if any) www.MedicalCardTakaful.com
  44. 44. Eternal Benefits From Cradle to HereafterContribute to help each other,you’ll be rewarded www.MedicalCardTakaful.com
  45. 45. Upon death… Final Household Debts settlement – banks and Child’s Expenses expenses individuals education Obligations Eternal Benefits Settle outstanding financial obligations Investments Savings EPF Assetswww.MedicalCardTakaful.com Ownership Shortfalls From Cradle to Hereafter
  46. 46. Eternal Benefits From Cradle to HereafterPayment of outstanding Zakat ‘Mr. NO Takaful’ www.MedicalCardTakaful.com
  47. 47. Eternal Benefits From Cradle to HereafterPerformance of Badal Hajj (if any) www.MedicalCardTakaful.com
  48. 48. Eternal Benefits From Cradle to Hereafter www.MedicalCardTakaful.com
  49. 49. Eternal Benefits From Cradle to Hereafter www.MedicalCardTakaful.com
  50. 50. Takaful PlanningAt the Early StageIt is less costly when you are… Young Earning Healthy www.MedicalCardTakaful.com
  51. 51. Takaful PlanningAt the Early Stage Do not let the unexpected stall your life www.MedicalCardTakaful.com
  52. 52. Takaful PlanningAt the Early Stage Total peace of mind! www.MedicalCardTakaful.com
  53. 53. Our ProductsGreat Eastern Takaful Sdn Bhd www.MedicalCardTakaful.com
  54. 54. i-Great Amal Perform the pilgrimage without worrying about your finances and protection needs. We provide protection for You! for all TAKAFULwww.MedicalCardTakaful.com
  55. 55. Why i-Great Amal? Be rest assured. Be worry free. Perform your Ibadah with total peace of mind.A Muslim must submit his totalmind, body and soul whileperforming Hajj or Umrah; andleave material thoughts andworries behind.Muslims now can perform the5th pillar of Islam withoutworrying about their financesand protection. www.MedicalCardTakaful.com
  56. 56. Why i-Great Amal? Be rest assured. Be worry free. Perform your Ibadah with total peace of mind.An affordable Family Takafulterm plan that will help you tomanage your finances andprovide protection for youwhile you are on your journeyto fulfill your spiritualobligation. www.MedicalCardTakaful.com
  57. 57. About Great Amal Cover You upon Unexpected Events Extra Benefits Enjoy Tax to Sparkle Relief your Journey Key PropositionsRewards you with Underwriting Surplus and Adha BenefitInvestment Profit Pays You upon Maturity www.MedicalCardTakaful.com
  58. 58. About i-Great AmalRegular contribution termTakaful planAvailable to all Muslimparticipants/person coveredCovers up to age next birthday70 or term 50 years, whicheverearlier www.MedicalCardTakaful.com
  59. 59. Benefits of i-Great Amal Death Benefit Total and Permanent Maturity Benefit Disability (TPD) Benefit Compassionate Double Indemnity while Performing Hajj/Umrah Benefit Benefit Cash for Performing Adha Benefit Hajj/Umrah Benefit Badal Hajj Benefit www.MedicalCardTakaful.com
  60. 60. Package 1 Male ANB 25, non smoker, class 1, BSC RM50K, 30 years term, contribution RM1,285 per year, GETBIS projections based on Scenario 2 (5%)End ofCertificate 5 10 21 25 30year Cash Surrender Value = RM27,445 PIA RM49,654 Cash Benefit for Performing Hajj / Umrah (after 5 years) = RM800 Total Contribution Paid = RM26,985 AND plus RM2K if yet to Death/TPD at age 50 claim under Cash Total Contribution Paid = RM86,716 Benefit for = RM6425 (BSC RM50K + PIA RM36,716) Performing Hajj / Umrah Adha Benefit (after AND plus RM500 Adha 10 years) = RM500 plus RM2K Compassionate Benefit Benefit if yet to claim or 1 part of Qurban (paid in advance) minus Badal Hajj RM3K plus RM800 if yet to claim under Total Contribution Total Contribution Cash Benefit for Performing Hajj / Paid = RM38,550 Paid = RM12,850 Umrah plus RM500 Adha Benefit if yet to claim and die after 10 years Total Contribution Paid = RM32,125
  61. 61. Package 2 Male ANB 35, non smoker, class 1, BSC RM50K, 30 years term, contribution RM1,613 per year, GETBIS projections based on Scenario 2 (5%)End ofCertificate 5 10 25 28 30year Cash Surrender Value = RM40,325 PIA RM50,419 Cash Benefit for Performing Hajj / Umrah (after 5 years) = RM800 Total Contribution Paid = RM39,613 AND plus RM2K if yet to Death/TPD at age 50 claim under Cash Total Contribution Paid = RM96,184 Benefit for = RM8,065 (BSC RM50K + PIA RM46,184) Performing Hajj / Umrah Adha Benefit (after AND plus RM500 Adha 10 years) = RM500 plus RM2K Compassionate Benefit Benefit if yet to claim or 1 part of Qurban (paid in advance) minus Badal Hajj RM3K plus RM800 if yet to claim under Total Contribution Total Contribution Cash Benefit for Performing Hajj / Paid = RM48,390 Paid = RM16,130 Umrah plus RM500 Adha Benefit if yet to claim and die after 10 years Total Contribution Paid = RM45,164
  62. 62. Package 3 Female ANB 25, non smoker, class 1, BSC RM50K, 30 years term, contribution RM1,156.50 per year, GETBIS projections based on Scenario 2 (5%)End ofCertificate 5 10 21 25 30year Cash Surrender Value = RM25,481 PIA RM47,038 Cash Benefit for Performing Hajj / Umrah (after 5 years) = RM800 Total Contribution Paid = RM24,286.50 AND plus RM2K if yet to Death/TPD at age 50 claim under Cash Total Contribution Paid = RM34,356 Benefit for = RM5,782.50 (BSC RM50K + PIA RM84,356) Performing Hajj / Umrah Adha Benefit (after AND plus RM500 Adha 10 years) = RM500 plus RM2K Compassionate Benefit Benefit if yet to claim or 1 part of Qurban (paid in advance) minus Badal Hajj RM3K plus RM800 if yet to claim under Cash Total Contribution Total Contribution Benefit for Performing Hajj / Umrah Paid = RM34,695 Paid = RM11,565 plus RM500 Adha Benefit if yet to claim and die after 10 years Total Contribution Paid = RM28,912.50
  63. 63. Package 4 Female ANB 35, non smoker, class 1, BSC RM50K, 30 years term, contribution RM1,451.50 per year, GETBIS projections based on Scenario 2 (5%)End ofCertificate 5 10 22 25 30year Cash Surrender Value = RM32,165 PIA RM50,691 Cash Benefit for Total Contribution Paid = RM31,933 Performing Hajj / Umrah (after 5 years) = RM800 AND Death/TPD at age 50 plus RM2K if yet to = RM88,911 claim under Cash Total Contribution Paid (BSC RM50K + PIA RM38,911) Benefit for = RM7,257.50 Performing Hajj / AND Umrah Adha Benefit (after plus RM2K Compassionate Benefit plus RM500 Adha 10 years) = RM500 (paid in advance) Benefit if yet to claim or 1 part of Qurban minus Badal Hajj RM3K plus RM800 if yet to claim under Cash Benefit for Performing Hajj / Umrah Total Contribution Total Contribution plus RM500 Adha Benefit if yet to Paid = RM43,545 Paid = RM14,515 claim and die after 10 years Total Contribution Paid = RM36,287.50 www.MedicalCardTakaful.com
  64. 64. i-Great Damai Enjoy the finer things in life with affordable comprehensive protection.www.MedicalCardTakaful.com
  65. 65. Why i-Great Damai? Live life to the fullestLiving life to the fullest is aboutachieving all that you can.You want the freedom to meetyour expectations in life withoutworrying about the future.You want the opportunity torealize these goals while stayingprotected, financially andmedically. www.MedicalCardTakaful.com
  66. 66. Why i-Great Damai? Live life to the fullestIntroducing i-Great Damai, anaffordable investment-linkedFamily Takaful plan that shieldsyou against the unexpected andhelps you kick-start your goalswith a peace of mind. www.MedicalCardTakaful.com
  67. 67. About i-Great Damai Work Smarter Not Harder We Care for Enjoy Tax you and your Relief Loved Ones BereavementPays you upon Benefits for Maturity Key your Extra Propositions Coverage Rewards you with Underwriting Enhance your Surplus and Protection Investment Profit Flexibility to Several Decide on Choices of Protection and Funds Contribution Levels www.MedicalCardTakaful.com
  68. 68. About i-Great DamaiRegular contributioninvestment-linked FamilyTakaful planCovers up to age nextbirthday 99 www.MedicalCardTakaful.com
  69. 69. Benefits of i-Great Damai BereavementDeath Benefit Benefit Total & Permanent Maturity Disability Benefit(TPD) Benefit www.MedicalCardTakaful.com
  70. 70. i-Great Damai: Additional Coverage Medical Riders Other Rider – Disability Income Rider i-HB and i-Medik i-GI Dread Disease/Critical Illness Rider Provider Riders i-CIBR and i-EPCC i-PDD, i-PTPD and i-PP Accident Rider Contributor Riders i-ADD, i-AMR, i-CABX i-CB and i-CBP www.MedicalCardTakaful.com
  71. 71. Package 1Gen-Z Protection Plan i-Great Damai Medical Riders i-HB and i-Medik Dread Disease/Critical Illness Rider i-CIBR and i-EPCC Male ANB 5, non-smoker, class 1, Accident Rider contribution RM150 per month i-ADD, i-AMR, i-CABX Other Rider – Disability Income Rider Plan Coverage i-GI Provider Riders i-Great Damai RM50,000 i-PDD, i-PTPD and i-PP i-Medik i-M200 Contributor Riders i-Contributor Benefit Plus (i-CBP) RM1,800 i-CB and i-CBP Fund: Dana i-Mekar www.MedicalCardTakaful.com
  72. 72. Package 1 Gen-Z Protection Plan Events What do I get? From which plan? Death RM2,000 Bereavement Benefit + • i-Great Damai RM50,000 + Value of units Total and Permanent Disability RM50,000 • i-Great Damai (TPD) Hospitalisation R&B up to RM200 & other i-Medik • i-Medik benefits Weekly Indemnity RM50 per day if confined at Malaysian • i-Medik Government Hospital Death / Total and Permanent Contribution will be waived for i-Medik, • i-CBP Disability (TPD) / Critical Illness investment/saving continues (CI) of the ContributorFor illustration purposes only; actual claim scenario may vary. Subject to term & conditions. www.MedicalCardTakaful.com
  73. 73. Package 2Gen-Y Protection Plan Male ANB 25, non-smoker, class 1, i-Great Damai contribution RM150 per month Plan Coverage Medical Riders i-HB and i-Medik Dread Disease/Critical Illness Rider i-CIBR and i-EPCC i-Great Damai RM50,000 Accident Rider i-ADD, i-AMR, i-CABX i-Critical Illness Benefit Rider (i-CIBR) RM50,000 Other Rider – Disability Income Rider i-GI i-Medik i-M200 Provider Riders i-PDD, i-PTPD and i-PP i-Comprehensive Accident Benefit RM50,000 Contributor Riders Xtra (i-CABX) i-Provider Plus RM1,800 i-CB and i-CBP Fund: Dana i-Mekar www.MedicalCardTakaful.com
  74. 74. Package 2 Gen-Y Protection Plan Events What do I get? From which plan? Death RM2,000 Bereavement Benefit + RM50,000 + Value of units • i-Great Damai Accidental Death RM2,000 Bereavement Benefit + RM50,000 + Value of units + RM50,000 (claim • i-Great Damai will be 200% if accidental death occurs in double indemnity situation) + 5% • i-CABX increase in rider coverage annually + RM2,500 compassionate allowance 36 Critical Illness RM50,000 + contribution will be waived for i-Medik, i-CIBR and i-CABX, • i-CIBR investment/saving continues • i-PP Total and Permanent RM50,000 + RM50,000 if due to accident + 5% increase in rider coverage • i-Great Damai Disability (TPD) annually + contribution will be waived for i-Medik, i-CIBR and i-CABX, • i-CABX investment/saving continues • i-PP Accidental Injury Amount payable depending on types of injury as in the dismemberment table • i-CABX Hospitalisation R&B up to RM200 & other i-Medik benefits or • i-Medik or RM1,250 per accident CABX Weekly Indemnity RM50 per day if confined at Malaysian Government Hospital • i-Medik RM150 per week if confined at Malaysian Government Hospital • i-CABX RM375 per week if Temporary Total Disability RM87.50 per week if Temporary Partial DisabilityFor illustration purposes only; actual claim scenario may vary. Subject to term & conditions. www.MedicalCardTakaful.com
  75. 75. Package 3Gen-X Protection Plan Male ANB 35, non-smoker, class 1, contribution RM200 per month i-Great Damai Plan Coverage Medical Riders i-HB and i-Medik i-Great Damai RM50,000 i-Critical Illness Benefit Rider (i-CIBR) RM50,000 Dread Disease/Critical Illness Rider i-CIBR and i-EPCC Accident Rider i-ADD, i-AMR, i-CABX i-Early Payout CriticalCare (i-EPCC) RM50,000 Other Rider – Disability Income Rider i-GI i-Medik i-M200 Provider Riders i-PDD, i-PTPD and i-PP i-Comprehensive Accident Benefit RM50,000 Contributor Riders Xtra (i-CABX) i-CB and i-CBP i-Provider Plus RM2,400 Fund: Dana i-Majmuk www.MedicalCardTakaful.com
  76. 76. Package 3 Gen-X Protection PlanEvents What do I get? From which plan?Death RM2,000 Bereavement Benefit + RM50,000 + Value of units • i-Great DamaiAccidental Death RM2,000 Bereavement Benefit + RM50,000 + Value of units + RM50,000 (claim • i-Great Damai will be 200% if accidental death occurs in double indemnity situation) + 5% • i-CABX increase in rider coverage annually + RM2,500 compassionate allowance36 Critical Illness RM50,000 + contribution will be waived for i-Medik, i-CIBR, i-EPCC and i-CABX, • i-CIBR investment/saving continues • i-PP30 Conditions covered at Amount payable depending on severity levels of the illnesses • i-EPCC10%, 25% and 50%Total and Permanent RM50,000 + RM50,000 if due to accident + 5% increase in rider coverage annually • i-Great DamaiDisability (TPD) + contribution will be waived for i-Medik, i-CIBR, i-EPCC and i-CABX, • i-CABX investment/saving continues • i-PPAccidental Injury Amount payable depending on types of injury as in the dismemberment table • i-CABXHospitalisation R&B up to RM200 & other i-Medik benefits or • i-Medik or CABX RM1,250 per accidentWeekly Indemnity RM50 per day if confined at Malaysian Government Hospital • i-Medik RM150 per week if confined at Malaysian Government Hospital • i-CABX RM375 per week if Temporary Total Disability RM87.50 per week if Temporary Partial DisabilityFor illustration purposes only; actual claim scenario may vary. Subject to term & conditions. www.MedicalCardTakaful.com
  77. 77. Package 4Baby-Boomers Protection Plan Male ANB 45, non-smoker, class 1, contribution RM300 per month i-Great Damai Plan Coverage Medical Riders i-HB and i-Medik i-Great Damai RM50,000 Dread Disease/Critical Illness Rider i-CIBR and i-EPCC i-Critical Illness Benefit Rider (i-CIBR) RM30,000 i-Early Payout CriticalCare (i-EPCC) RM30,000 Accident Rider i-ADD, i-AMR, i-CABX Other Rider – Disability Income Rider i-GI i-Medik i-M200 Provider Riders i-PDD, i-PTPD and i-PP i-Comprehensive Accident Benefit RM30,000 Contributor Riders Xtra (i-CABX) i-CB and i-CBP i-Provider Plus (i-PP) RM3,600 Fund: Dana i-Makmur www.MedicalCardTakaful.com
  78. 78. Package 4 Baby-Boomers Protection PlanEvents What do I get? From which plan?Death RM2,000 Bereavement Benefit + RM50,000 + Value of units • i-Great DamaiAccidental Death RM2,000 Bereavement Benefit + RM50,000 + Value of units + RM30,000 (claim • i-Great Damai will be 200% if accidental death occurs in double indemnity situation) + 5% • i-CABX increase in rider coverage annually + RM2,500 compassionate allowance36 Critical Illness RM50,000 + contribution will be waived for i-Medik, i-CIBR, i-EPCC and i-CABX, • i-CIBR investment/saving continues • i-PP30 Conditions covered at Amount payable depending on severity levels of the illnesses • i-EPCC10%, 25% and 50%Total and Permanent RM50,000 + RM30,000 if due to accident + 5% increase in rider coverage annually • i-Great DamaiDisability (TPD) + contribution will be waived for i-Medik, i-CIBR, i-EPCC and i-CABX, • i-CABX investment/saving continues • i-PPAccidental Injury Amount payable depending on types of injury as in the dismemberment table • i-CABXHospitalisation R&B up to RM200 & other i-Medik benefits or • i-Medik or CABX RM1,250 per accidentWeekly Indemnity RM50 per day if confined at Malaysian Government Hospital • i-Medik RM150 per week if confined at Malaysian Government Hospital • i-CABX RM375 per week if Temporary Total Disability RM87.50 per week if Temporary Partial DisabilityFor illustration purposes only; actual claim scenario may vary. Subject to term & conditions. www.MedicalCardTakaful.com
  79. 79. i-Great Abadi Protection that builds your wealth for future generation.www.MedicalCardTakaful.com
  80. 80. Why i-Great Abadi? Make money now and forever You want your money to work hard for you to provide financial security for you and your loved ones. Whether it’s a personal pursuit, getting your dream home, or saving for your children’s future, you need a plan that is as serious as you are when it comes to building your wealth. www.MedicalCardTakaful.com
  81. 81. Why i-Great Abadi? Make money now and forever A Takaful plan that helps you to steer towards these goals by allocating high contribution for investment and protects you at the same time. www.MedicalCardTakaful.com
  82. 82. About i-Great Abadi We are Here to Help you Flexibility to Enjoy Tax Top-up your Relief Investment Value We Care forPays you upon Key you and your Maturity Loved Ones Propositions Rewards you Accidental with Underwriting Death Benefit Surplus and (ADB) Adds to Investment Profit Your Protection Several Options to Choices of Enhance your Funds Protection www.MedicalCardTakaful.com
  83. 83. About i-Great Abadi Regular contribution investment-linked Family Takaful plan Covers up to age next birthday 99 www.MedicalCardTakaful.com
  84. 84. Benefits of i-Great Abadi Death Benefit Total & Maturity Permanent Benefit Disability (TPD) Benefit Accidental Enhanced Death Benefit Allocation (ADB) www.MedicalCardTakaful.com
  85. 85. i-Great Abadi: Additional Coverage Provider Riders i-PDD, i-PTPD and i-PP Contributor Riders i-CB and i-CBP www.MedicalCardTakaful.com
  86. 86. Package 1Advanced Savings Plan Male ANB 30, non smoker, class 1, contribution RM500 per month, GETBIS projections based on Scenario Y (High) Plan Coverage i-Great Abadi i-Great Abadi RM10,000 Provider Riders i-Provider Plus (i-PP) RM6,000 i-PDD, i-PTPD and i-PP Contributor Riders i-CB and i-CBP Cash Value 10 years RM78,646 Fund: Dana i-Mekar 20 years RM227,912 30 years RM398,715 www.MedicalCardTakaful.com
  87. 87. Package 2Pro Savings Plan Male ANB 40, non smoker, class 1, contribution RM750 per month, GETBIS projections based on Scenario Y (High) Plan Coverage i-Great Abadi i-Great Abadi RM10,000 Provider Riders i-Provider Plus (i-PP) RM9,000 i-PDD, i-PTPD and i-PP Contributor Riders i-CB and i-CBP Cash Value 10 years RM109,894 Fund: Dana i-Majmuk 20 years RM298,465 30 years RM500,534 www.MedicalCardTakaful.com
  88. 88. Package 3Senior Savings Plan Male ANB 50, non smoker, class 1, contribution RM1,000 per month, GETBIS projections based on Scenario Y (High) Plan Coverage i-Great Abadi i-Great Abadi RM10,000 Provider Riders i-Provider Plus (i-PP) RM12,000 i-PDD, i-PTPD and i-PP Contributor Riders i-CB and i-CBP Cash Value 10 years RM132,279 Fund: Dana i-Makmur 20 years RM336,740 30 years RM562,882 www.MedicalCardTakaful.com
  89. 89. i-Great Iqra’ Beyond Boundaries.www.MedicalCardTakaful.com
  90. 90. Why i-Great Iqra’ ? Plan for a better tomorrow As parents, we are always on the lookout for ways to build a better life for our young ones, but one thing is for sure, education is always the priority no matter where we come from. A strong and solid foundation will enable our children to chart their way through their course of life. www.MedicalCardTakaful.com
  91. 91. About i-Great Iqra’ Savings for your Childs Education Protection for Beyond your Beloved Boundaries ChildReward on your Child’s Extra Protection Performance Key Propositions Flexible Coverage Tax Relief Term Underwriting Surplus and More Flexibilities Investment Profit Choices of Funds www.MedicalCardTakaful.com
  92. 92. About i-Great Iqra’Regular contribution investment-linked Family Takaful planMatures up to age nextbirthday 25Minimum 8 years term www.MedicalCardTakaful.com
  93. 93. Benefits of i-Great Iqra’ Total and Permanent Death Disability Benefit (TPD) Benefit Excellent Maturity Achiever Benefit Rewards www.MedicalCardTakaful.com
  94. 94. i-Great Iqra’: Additional Coverage i-Contributor Benefit Plus (i-CBP) i-Critical Illness Benefit Rider Basic Plan (i-CIBR) i-Great Iqra’ i-Early Payout CriticalCare (i-EPCC) www.MedicalCardTakaful.com
  95. 95. Package 1 Child ANB 1, Contributor Male ANB 30, BSC RM50K, 20 years term, contribution RM1,200 per year, i-CBP attached, GETBIS projections based on Scenario Y (9%), 100% Dana i-MekarEnd ofcertificate 11 14 17 19 20year Excellent Achiever Excellent Achiever Rewards Rewards PUA RM37,787 UPSR: Max RM350 SPM: Max RM500 Total Contribution Total Contribution Total Contribution Paid Paid = RM24,000 Paid = RM13,200 = RM20,400 Death/TPD at age20 Excellent Achiever = RM84,327 Rewards (BSC RM50K + PUA RM34,327) PMR: Max RM450 Total Contribution Paid = Total Contribution Paid RM22,800 = RM16,800 www.MedicalCardTakaful.com
  96. 96. Package 2 Child ANB 5, Contributor Male ANB 35, BSC RM100K, 20 years term, contribution RM2,400 per year, i-CBP attached, GETBIS projections based on Scenario Y (9%), 100% Dana i-MekarEnd ofcertificate 7 10 13 19 20year Excellent Achiever Excellent Achiever Rewards Rewards PUA RM77,394 UPSR: Max RM350 SPM: Max RM500 Total Contribution Total Contribution Total Contribution Paid Paid = RM48,000 Paid = RM16,800 = RM31,200 Death/TPD at age24 Excellent Achiever = RM170,289 Rewards (BSC RM100K + PUA RM70,289) PMR: Max RM450 Total Contribution Paid = Total Contribution Paid RM45,600 = RM24,000 www.MedicalCardTakaful.com
  97. 97. “All rights reserved. This presentation material is solely for the use of authorized agents of Great Eastern Takaful Sdn Bhd. It is provided in order to assist the agent in the agent’s marketing presentation on i-Great products whilst solicitingbusiness with certificate holder and other potential customers for the Company. Except for the purpose stated herein, no part of this publication may be reproduced, circulated or transmitted in any form or by any means or stored in any retrieval system of any nature, without prior written permission from Great Eastern Takaful Sdn Bhd. This information is correct as at February 2012.”

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