全球第一套支援 EMV QRCPS 的物聯網支付技術 讓 EMV 掃碼支付的交易更安全，商店操作更簡易，應用場景更多元

1. www.waygopayment.com
EMV QRCPS
EMV

2. www.waygopayment.com
•
App App
•
POS
• (Merchant-Presented Mode)
(Customer-Presented Mode)

3. www.waygopayment.com
•
• Wallet App
•
App
...

4. www.waygopayment.com
•
App
App
•
App
App

5. www.waygopayment.com
EMV
• EMVCo.
EMV
EMV QRCPS: EMV
®
QR Code Specification for
Payment Systems 2017 7
•
EMV QRCPS EMV QRCPS
App EMV
,

6. www.waygopayment.com
• App QR
App
App
EMV
®
QR Code Specification for Payment Systems Merchant-Presented Mode
Overview to EMV® QR Code Payment Page 14 / 47
Figure 2.1: Merchant-Presented Mode Transaction Flow
[1] Merchant generates and displays QR Code based on merchant details.
[2] Consumer scans QR Code using a mobile application to initiate the transaction, with
CDCVM if required.
[3] Mobile application sends the transaction initiation request to the Network.
[4] The Network processes the transaction and informs the Merchant and the

7. www.waygopayment.com
•
Router
EMV
QRCPS
•
•

8. www.waygopayment.com
•
• EMV QRCPS

9. www.waygopayment.com
• POS
EMV QR Code WayGoBox
App EMV QRCPS
• App WayGo Open Wallet API WayGoBox
App WayGoBox
• App
WayGoBox App
• WayGoBox

10. WayGoBox

11. www.waygopayment.com
X
High/Low
/
/
X
Y ms
/
SKU UART

12. www.waygopayment.com
EMV
EMV
EMV
EMV
WayGoBox
IO
WayGoBox
LCD
WayGoServer
1
3
Token,
WayGoBox
IV Key
5
7Payment Gateway6
89
secret
key +IV key
AES 256
CBC
10
4 WayGoBox IV Key
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11 WayGoBox ,
WayGoBox
2
EMV WayGoBox

13. www.waygopayment.com
WayGoServer
1
3
WayGoBox
2
EMV WayGoBox
EMV
4
5
6
7
7

14. www.waygopayment.com
• App
EMV QRCPS
App
• WayGoBox EMV QRCPS
•
• EMV
QRCPS

15. www.waygopayment.com
eBanking App
eCommerce App
O2O App
Traveling App
Store
Booth
Vending Machine
Self-service Machine
Gates & Locks
Credit Card/Debit Card
WayGo
BLE
+
CORETEX M4
AES256+ECC
WayGo
Open
Wallet
API
WayGoBo
x
LCD
Display
WayGo
Module
Smart I/O
Interface
WayGo
POS
Protocol
Internet Payment Gateway & Low Bandwidth IOT Network
Mobile Connect
WayGoLedger Open Ticketing
Blockchain platform
Public Key
Management
Apple Pay/Android Pay eVoucher/eTicket Reward Point/Gift Card
/ Funding Side

16. www.waygopayment.com
• EMV
• App
Pay Before, Pay Now, Pay After
• App
• plug in
•

17. Copyright © 2018 WayGo Financial Technology Co.
Demo
• Craft Beer Machine in 2018 Taiwan Lantern Festival
• Cold Brew Coffee
• Laundry Machine
• Candy Machine
• Vending Machine

18. Copyright © 2018 WayGo Financial Technology Co.
Real Case

19. Copyright © 2018 WayGo Financial Technology Co.
2018 -

20. Copyright © 2018 WayGo Financial Technology Co.
2018 -
KTV
• TV news

21. Copyright © 2018 WayGo Financial Technology Co.
2018 -