Weather Risk Limited founded in 2004, pioneered Weather Derivative contracts in the Indian Market. Since then, it has grown into a comprehensive global Climate Risk Management company with a fast growing footprint that spans India, Africa and Asia.

1. Investor Deck Sonu Agrawal
Managing Director
sonu.agrawal@weather-risk.com August 2014

2. VISION WHAT WE DO CLIENTS TEAM IMPACT OPPORTUNITY
Executive Summary
We pioneered Weather Insurance in India
Founded in 2004 we have built a sterling reputation
as a global Climate Risk Management company
CLIMATE RISK represents the daily reality of hundreds of millions of farmers and
directly impacts the huge ecosystem of enterprises that engages with them in the
global agricultural supply chain with implications running into billions of dollars.
 Today we work with every insurance & enterprise player serious about
transforming agriculture in India creating direct change for over 1 million farmers.
 Integrating a robust understanding of risk, our own manufacturing & technology
capability, and a proven expertise in analytics we are now expanding our footprint to
Africa, ASEAN & LATAM to become a globally valuable company.
OPPORTUNITY : Working painstakingly over a decade in a tough regulatory regime
we have created a highly profitable company with a 25 % PAT on a revenue of US $2
m this fiscal and a target of US $ 20 m in the next 4 years.

3. To provide all in the world security against climate change as
the world’s No. 1 climate risk management
company using data, technology and innovation
Founded
2004
Fiscal Projection ‘15
PAT 25% on US $2 m
Team
101 People
Footprint
Pan India & Global
Asia
Philippines
Cambodia
Bangladesh
Sri Lanka
Africa
Tanzania
Rwanda
Zambia
Mozambique
Existing Presence
Building Presence
VISION WHAT WE DO CLIENTS TEAM IMPACT OPPORTUNITY

4. We are a global Risk Management company delivering
innovative products and services to large enterprises as well
as farmers in the remotest of villages worldwide.
VISION WHAT WE DO CLIENTS TEAM IMPACT OPPORTUNITY
2004 2006 2008 2010 2012
Founded with
ICICI Lombard as
the first client
SIDBI Seed Fund
Incubation at IIT
Kanpur
Ford Foundation
grant
Convinced GoI for regulatory
approval & subsidize weather
insurance with Rs. 1000 Cr.
Stabilizing pan-
India business
AWS Grid
~ 100 Stations
SIDBI invests for
working capital
First International
foray in Tanzania
and Bangladesh
Export of Products &
Services to Africa &
ASEAN
Ready for
India and the
World
2005 2007 2009 2011 2013
Big Data Services &
Analytics
Smart Devices &
Technology
Weather
Insurance1 2 3 India
 Global
 Agri Information Systems
 Weather Forecasting
 Remote Sensing
 Automated Weather Stations
 Vehicle Tracking Systems
 Energy Efficiency

5. Industry Leader with robust,
comprehensive and integrated services
VISION WHAT WE DO CLIENTS TEAM IMPACT OPPORTUNITY
Weather
Insurance1
Underwriting Services for Insurance Companies 

Risk Management Application
 Fraud Analytics
• Claims Control
• Remote Sensing & UAV
 Portfolio Risk Management
Reinsurance Services 
Market Making 
As market makers we help financial institutions & companies to design and execute
innovative risk offerings across areas including Agriculture, Power & Zero Carbon

6. Pioneering Player with BIG DATA, MOBILE
and Consumer Behavior expertise
VISION WHAT WE DO CLIENTS TEAM IMPACT OPPORTUNITY
Data Services
& Analytics2
Weather Forecasting & Data Services 
 Crop Acreages & Yield Estimation
 Flood and Disaster Mapping
 Oil and Gas Identification
Mobile Applications 
 Short (72hrs) to Long Forecasts using Synoptic/Numerical Models
 Alerts / Custom Alerts / Planning
Customized Packages 
 yourfarminfo.com
• Agro Advisory Service to maximize production
• Farm Level Information to check crop feasibility, take land buying decisions …
 Industry Solutions
POWER / BEVERAGES / AVIATION / WHITE GOODS …

7. 7
Pioneering Player with BIG DATA, MOBILE
and Consumer Behavior expertise
VISION WHAT WE DO CLIENTS TEAM IMPACT OPPORTUNITY
Data Services
& Analytics2

8. Multi Disciplinary Technology Expertise
powering diversified RISK PRODUCTS
VISION WHAT WE DO CLIENTS TEAM IMPACT OPPORTUNITY
Smart Devices
& Technology3
Automated Weather Stations 
Vehicle Tracking Systems 
 Only 5% of commercial vehicles are covered by insurers
 We have installed 6000 devices
 Geofencing / Live Mobile Tracking / Temperature Alerts …
 Fuel Monitoring Devices …
Smart Energy 
Irrigation Controllers & Energy Meters
India
Largest Private Network
Africa
Tanzania
Rwanda
Zambia
Mozambique
Asia
Philippines
Cambodia
Bangladesh
Sri Lanka
 Designed & Manufactured in IMD
& ISO certified facility
 Dashboard & Services Integrated
 AWS expansion projected: 2 – 40x per state

9. VISION WHAT WE DO CLIENTS TEAM IMPACT OPPORTUNITY

10. Vijay Mahajan
Mentor
Founder & Chief Executive Officer
Basix Social Enterprise Group
Dr. AK Bohra
Director
Weather Scientist and Former Director
National Centre for Medium Range Weather Forecasting
Pankaj Khandelwal
Director
Chairman & Managing Director
INI Farms
Dr. Kanti Prasad
Director
Weather Scientist and Former Dy. Director General
Indian Meteorological Department
Dr. BV Phani
Director
Professor / Finance
Indian Institute of Technology - Kanpur
Dr. Jayant K. Singh
Technology Advisor
Professor / Chemical Engineering
Indian Institute of Technology - Kanpur
Advisory board
VISION WHAT WE DO CLIENTS TEAM IMPACT OPPORTUNITY
Passionate and Diverse Team
101 people with expertise in:
TEAM WRL
Financial RISK MANAGEMENT
Computer Science
METEOROLOGY
Atmospheric Physics
Climatology
ELECTRONICS & Industrial Design
Sonu Agrawal, 39
Founder & Managing Director
Weather & Climate Risk Pioneer
IIT Kanpur and IIM Calcutta Alumnus
Anuj Khumbat, 38
Chief Executive Officer
Finance and Management Specialist
Chartered Accountant
EXECUTIVE TEAM
Ashish Agarwal, 31
Chief Technology Officer
Electronics and Technology Specialist
IIT Kanpur Alumnus

11. Representative Case Study
Late Blight is a lethal potato disease. In 2006 PepsiCo contract farmers
lost 60 % of their crops due to this bane. We helped PepsiCo provide
risk management to over 10000 farmers in Punjab.
VISION WHAT WE DO CLIENTS TEAM IMPACT OPPORTUNITY

12. Cholamandalam is a leading Indian general insurance company. In
2011 Weather Risk was hired to help structure Weather and Yield
Index based Crop Insurance Products.
VISION WHAT WE DO CLIENTS TEAM IMPACT OPPORTUNITY
Representative Case Study

13. Since 2007 we have helped ICICI Lombard implement a joint
nationwide weather and agriculture Insurance market making and
strategic development exercise.
VISION WHAT WE DO CLIENTS TEAM IMPACT OPPORTUNITY
Representative Case Study

14. We have helped ~ 5000 farmers covered by SAFAL access better
insurance and information for risk as well as equipped their logistics
system to track over 2000 Trucks and Vans.
VISION WHAT WE DO CLIENTS TEAM IMPACT OPPORTUNITY
Representative Case Study

15. VISION WHAT WE DO CLIENTS TEAM IMPACT OPPORTUNITY
Served 1 million farmers across India
transforming lives and agriculture
Bailed 500,000 farmers struck by natural disaster
Catalyst for the growth of Crop Insurance in India
from 300 Cr to 5000 Cr in 10 years creating
employment for ~10000 people
Sandeep Bakhshi
ICICI
Rakesh Jain
Reliance GIC
Alok Agarwal
ICICI Lombard GIC
ENDORSEMENTS
Dr. Nachiket Mor
Reserve Bank of India
Ritesh Kumar
HDFC ERGO GIC
Rajive Kumaraswami
SCOR Reinsurance
Dr. Ajit Kanitkar
Ford Foundation
Ved Sheshadri
Cholamandalam GIC
Pranav Prashad
International Labour Organization
Social Impact in India

16. 10 year history of credibility with key market
players. In position to address a 10000 Cr. market
with 3 – 10 % earnings in the next 4 years.
VISION WHAT WE DO CLIENTS TEAM IMPACT OPPORTUNITY
Weather Insurance
: INDIA
5000 Cr. Current Insurance Market Size
 Slated to reach 10000 Cr. In 4 Yrs.
500 Cr. Our current share of market
 Few comparable players
3 - 10 % Our percentage earnings
 % depends on scope & volume
Hot Opportunities
 We serve 25% - 100% of their portfolio
 We can grow with their portfolio
Emerging Opportunities
 Already a client for other services
 Discussions underway for underwriting
Out of 200 districts covered by Weather Insurance we do 40
The Opportunity is both UPSTREAM and DOWNSTREAM

17. Rapidly growing global footprint and discussions
underway in ASEAN, Africa, Europe and China.
VISION WHAT WE DO CLIENTS TEAM IMPACT OPPORTUNITY
Weather Insurance
: GLOBAL
 Africa
RSA
Zambia
Tanzania
Mozambique
Rwanda
South Africa
1500 Cr.
PR of China
5000 Cr.
Sri Lanka
500 Cr.
Cambodia
100 Cr.
Latin America
5000 Cr. ???
We have a strong footprint & a global team in place
 ASEAN
Cambodia
Philippines
Bangladesh
Global Demand driven by climate change programs of the World Bank,
IFC, UNFCC, ADB … Market set to cross 50,000 Cr. in 5 years

18. The Climate Corporation case study is a global
benchmark for what we do and our potential in DATA
VISION WHAT WE DO CLIENTS TEAM IMPACT OPPORTUNITY
DATA Services &
Analytics
 Leverages weather data to provide insurance to farmers to lock in
profits even in case of drought, rain or other adverse weather conditions.
 Combine Big Data, Climatology and Agronomy to address the $3
trillion global agriculture industry from increasingly extreme weather.
 Raised nearly $110 million to date from:
Khosla Ventures / Google / New Enterprise Associates / Index Ventures /
Allen & Company / First Round Capital / Atomico / Code Advisors
 In October 2013 Monsanto acquired the company for $1.1 billion
We have everything in place to beat the Climate Corporation story
Our Data Services & Analytics Solutions has potent implications
not only in weather but as well as in the power sector
Power Sector
 We support them for Delhi & Mumbai
 Discussions underway for other
demand and supply analytics

19. In Smart Devices we are focused on two verticals:
Automated Weather Stations
Vehicle Tracking Systems
VISION WHAT WE DO CLIENTS TEAM IMPACT OPPORTUNITY
Smart Devices &
Technology
AWS
 PAN India Network
 Rapidly growing
presence: Africa / SEA
Vehicle Tracking Systems
Only 5% of commercial vehicles are covered by insurers
We have installed 6000 devices
Discussions underway with 2 major insurers for 200,000
WMO has recommended 1 Weather
Station for every 25 km2
globally

20. Industry Leader & Pioneer
VISION WHAT WE DO CLIENTS TEAM IMPACT OPPORTUNITY
Competitive Edge
 Direct Competitors : Skymet
• While retaining similar forecasting abilities and an international footprint, most
direct competitors do not maintain an integrated capability in Insurance &
Underwriting and Analytics & Big Data.
• Better funded than WRL
 Institutional Competitors : NCMSL, IMD
• Competing only in the DATA space
 Target Competition: Climate Corporation
• Strong Analytics and R&D capabilities geared for mature market like the US.
Weaker than WRL integrated capabilities. WRL alternative YOURFARMINFO is
more relevant for the larger global market in Africa and Asia.
• Acquired for $1 Billion.
 International Insurance Brokers
Specialized in broking alone. Business Development competition only.
We have won against them in multiple accounts.

21. Strong Research Focus
VISION WHAT WE DO CLIENTS TEAM IMPACT OPPORTUNITY
Research Edge
 Collaborations with leading universities
• Indian Institutes of Technology : New Sensor Technology
• In discussions with Stanford & Rensselaer Polytechnic Institute
• Senior Academia working on improving solutions
» Dr. Jayant Singh / IITK - working on sensors to capture soil data & Nano Sensors
» In discussions with CSEM, Switzerland for Big Data Collaboration
 Internal Manufacturing for Price Efficiency
 Supporting the entire crop insurance value chain and
other Insurance products
• Helps engage with insurers better
• Better margins for insurers due to our integrated approach
 Working directly with major Reinsurers

22. How we will ensure ROI
VISION WHAT WE DO CLIENTS TEAM IMPACT OPPORTUNITY
Investment View
 Robust Financials & Capabilities
• 2013 - 2014 : $0.2 m PAT on $1.2 m
• 2014 - 2015 : 20 % PAT on $2 m projected
• Business Model and Financials built painstakingly in a tough regulatory regime
• Integrated Capabilities : Big Data, Manufacturing, Technology & Underwriting
• Consistent PAT performance : 15 - 20 %
• Strong Client References & Global Footprint across India, Africa, Europe and ASEAN
– India : We work with almost all serious players
– Worldwide : Strong Credibility with major Reinsurers and Multi Lateral Agencies
• BIG DATA Architecture in place
Target Growth :
INR 100 Crores / US $ 20m in 4 years
• Underwriting & Insurance :
Expand share from 2 - 5 % of 500 Cr. to 3 - 10 % of INR 10,000 Cr Premium
• Big Data & Analytics : Insurance Companies / Power / Retail
• Mega Opportunities : Vehicle Tracking, YourFarmInfo …

23. Social Impact
VISION WHAT WE DO CLIENTS TEAM IMPACT OPPORTUNITY
Investment View
 Social Impact Created
 Target Social Impact
Served 1 million farmers across India
transforming lives and agriculture
Bailed 500,000 farmers struck by natural disaster
Catalyst for the growth of Crop Insurance in India from 300 Cr to
5000 Cr in 10 years creating employment for ~10000 people
Cover 10 million farmers in the less developed states of UP,
Rajasthan, MP, Jharkhand, Orissa, Bengal and Bihar
Direct employment to 2000 people in focus states and state of art
online Agriculture Information System in place to trigger and
support the creation of multiple agro centric enterprises
Weather Security in SAARC and South African countries

24. $ 2 m
REV
$ 0.2 m
PAT
2014 2015 2016 2018
$ 20 m
REV
in 4
years
Expand presence to
~100 districts in India
Appoint consultants
to explore and
service clients in key
global markets
Gear up
manufacturing,
software & analytics
Manufacturing &
Data Center ramp up
Expand to 250
districts
Project Offices and
staff in other
countries
$ 2 m
$ 4 m
PAT
Global Scale Up
VISION WHAT WE DO CLIENTS TEAM IMPACT OPPORTUNITY
$ 2 m $ 1 m
Usage of Funds Investment View

25. Investor Deck Sonu Agarwal
Managing Director
sonu.agrawal@weather-risk.com August 2014
The sky is not the limit
Ask us for a detailed business plan