2.  Founded on 7th September, 1906 by a group of eminent Businessmen
from Mumbai.
 The Bank was under private ownership and control until July 1969.
 The Bank was nationalized on July 1969 along with 13 other Banks.
 Began Operations with one office in Mumbai, with a paid-up capital of
Rs.50 lakh and 50 employees.

3. aaa
Mission: “To Provide Superior, proactive banking service to niche
markets globally, while providing cost-effective, responsive service to
others in our role as a development bank, and in so doing, meet the
requirements of our stakeholders”.
Vision : “To become the bank of choice for corporates, medium
businesses and upmarket retail customers and to provide cost effective
developmental banking for small business, mass market and rural
markets”.

5. CHAIRMAN / MANAGING DIRECTOR
Shri. Alok Kumar Mishra
( FROM 2/08/2009)

6. CHAIRMAN’S PROFILE :
Shri. Alok Kumar Mishra
 Born on 23rd September, 1952.
 Merit Scholar in M.sc.(statistics) from Lucknow university.
 CAIIB, FCIBS, FZIB, AAIBF, Post Graduate Diploma in Personal
Management.
 Joined Bank of India in January 1974 as a probationary Officer.
 Seconded as Managing Director of Indo-Zambia Bank from June
1999 till May 2004.
 General Manager of the International operations of the Bank
after his return to India.
 Executive Director of Canara Bank (24th March 2006 to 3rd June
2007).
 Chairman & Managing Director of Oriental Bank of Commerce
from 4th June 2007.

7. EXECUTIVE DIRECTOR
Shri B.A. Prabhakar
(15/10/2008 to 31/08/2013)

8. EXECUTIVE DIRECTOR’S PROFILE :
Shri. B.A. Prabhakar
 Born on 4th August, 1953.
 Chartered Accountant & B.Com from the University of Mysore.
 Joined Bank of Baroda as a Direct Recruit Officer in 1977.
 General Manager of Bank of Baroda for Nearly 8 Years.
 Served as Chief Executive of Bank of Baroda’s US operations.

9. HEAD OFFICE
BANK OF INDIA
STAR HOUSE
C - 5, "G" Block,
Bandra Kurla Complex,
Bandra (East),
Mumbai 400 051.
Ph: . 022-66684444

10. MUMBAI
MAIN BRANCH
70/80, MAHATMA
GANDHI ROAD, POST
BOX NO.238,
MUMBAI 400 001
Ph: 022-22624925

11. DEPOSIT SCHEMES
Star Savings Plus (Privileged Customers)
Convenience of Savings account and returns of Fixed Deposit, Star Savings Plus offers host of
benefits in a minimum balance of just Rs 25,000
Star Current Deposit Plus
A High-powered Current account. Automatically transfers excess amount of minimum stipulated
Balance to Fixed Deposit ensuring Higher returns from idle funds.

12. Star Diamond Customers
High value customers – Star Diamond Customers get personal Relationship Manager, Free ATM
cum Debit Card, Standing instructions, Internet Banking, ATM Banking, Instant Credit of
Outstation Cheques, etc.
Deposit Scheme for global Investors/NRIs/PIOs
Yield enhancing Schemes/Products for Global Investors / NRIs / PIOs available

13. Star Supreme Floating Rate Deposit Scheme
For High Net worth Individuals, Firms, Companies, Societies, Trusts and other Corporate
bodies, deposit of minimum amount Rs. 5 lakh for a tenture of 91 days to 5 years will earn variable
interests.

14. HOST OF INSURANCE PRODUCTS FOR CUSTOMERS
Star Flier Scheme for Individual Diamond SB
Customers
SB Diamond customers (including NRIs) get free personal accident Air Travel Insurance with a cover of upto
Rs.5 lakhs.
Star Domestic Travel Insurance
Bank of India offers to its Deposit Customers a Travel Insurance Policy cover for travel by Road
or Rail using public mode of transport, a Personal Accident cover upto Rs. 1 Lac at low
premium. Accompanied baggage loss due to accident is also covered.

15. Deposit Linked Insurance Plan
This Group Term Insurance Plan Covers all SB Account holders, in the age of 18 to 54 years, life cover
for Rs. 1 lakh and an additional Rs. 1 lakh in case of accidental death with a low premium.
Family Floater Mediclaim Policy
This health insurance policy covers an entire family of self, spouse and two dependant
children up to 21 years as a unit and can be availed of by any or all family members, as and
when the need arises including cashless hospitalization at cost effective premium.
Star Education Loan Insurance Scheme
This Scheme provides optional insurance cover to the student or his/her parent (Co-borrower of
a minor student) who has availed education loan from the Bank. The low premium can be
included in the loan amount & covers the repayment of the loan in the event of insured’s death
during the duration of the loan i.e. course + moratorium period + repayment period.

16. Home Loan Insurance
a) Bank of India’s all “Star Home Loan” borrowers are provided with “FREE” Personal Accident
Insurance cover as part of the loan itself.
b) Bank has an optional insurance policy to cover the home loan risk. It is term insurance cover on the
life of the home loan borrower covering the home loan outstanding for which premium can be
included in the Home loan.
Mutual Funds
Bank has tied up with UTI MF, HDFC MF, KOTAK MF, ING Investment
Management and Franklin Templeton Investments.

17. SME FINANCING
Bank of India Promotes
industrialization in India by backing
up SMEs with finances for niche
needs.

18. Star Dhanvantari Suvidha Scheme
Loan for the medical professionals to set up new clinic, expansion of existing
clinic, purchase of equipment, etc. upto Rs. 50 lakhs, repayable in EMIs for 7 years.
Priyadarshini Yojna
Scheme for all types of women entrepreneurs including for the purpose of
agriculture and higher education offering concessional rate of interest up to 1% on
applicable rate besides other relaxed terms/conditions.
STAR LAGHU UDYOG SCHEME
SSI borrowers whose unit enjoys limits in excess of Rs. 10 lacs and having net profits
at least during the last 3 years and annual turnover in excess of Rs.50 lakhs are
eligible for advance facility 50% of regular limits enjoyed subject to maximum Rs.50
lakhs to meet temporary liquidity constraints

19. DEBIT CARDS
Starlinks International Debit cum
ATM Card (VISA ELECTRON)
Customers having savings, current and overdraft accounts are eligible. The
card can be used at all ATMs of the Bank and ATMs in
CASHTREE, BANCS, NFS and SBI networks and all merchant outlets
displaying the VISA logo world wide. All transactions on ATM’s of the Bank
and cashtree network are free of charge.

20. BOI Global debit cum ATM CARD
(MASTERCARD)
Customers having savings, current and overdraft accounts in any of the
networked branches of the bank are eligible. The card can be used at all
ATMs of Bank and ATMs in CASHTREE, BANCS, NFS and SBI networks and
at all merchant outlets displaying Master Card Logo Worldwide.

21. CREDIT CARDS

22. INDIA CARD (MASTER CARD)
Salaried and self employed individuals whose annual income is
Rs.75000/- and above are eligible. The card is valid at all ATMs and
merchant locations in India & Nepal Displaying the Mastercard logo.
The Card is issued free of cost.

23. GOLD CARD (VISA)
Gold International (visa)
For salaried and self employed individuals with an
annual income of Rs 1,50,000/- and above. Valid in India
& Nepal.
For salaried and self employed individuals with an
annual income of Rs 1,50,000/- and above. Valid
anywhere in the world.

24. Shatabdi Krishi vikas card
(visa) & kisan samadhan Card
Issued to Agricultural clients of Bank as charge card. The card is valid in India &
Nepal at all ATMs and Merchant locations which display the VISA logo

25. Bank of India’s StarConnect Mobile Banking Service:
Banking Transaction details.
Viewing of Account Balance.
 Mini-Statement.
 Self Transfer / Third Party Transfer of Funds.
Utility Bill Payments.
Ticket Booking Features.

26. StarToken
Internet banking

28. Features
First Nationalized Bank in India to have set up a fully computerized branch.
First Nationalized Bank in India to set up ATM facility at the Mahalaxmi Branch of
Mumbai in 1989.
Founder Member of SWIFT in India with the introduction of health code system in
1982.
 Bank of India was the first Indian Bank to open a branch outside the country, at
London, in 1946, and also the first to open a branch in Europe, Paris in 1974.
 Depository services to the stock broking community under the Bombay Stock
Exchange (BSE) and Bank of India joint venture called the BOI Shareholding Ltd.

29. Branch Network
Head Office : MUMBAI
Zonal Offices : 48
Branches : 3207
Extension Counters : 69
Total Outlets : 3276

30. BOI-OVERSEAS BRANCHES/REP OFFICES AND OVERSEAS
& DOMESTIC SUBSIDIARIES/ JT VENTURES

31. International forays/Business
Bank has 24 branches and 5 representative offices across the globe.
 Bank will be opening more branches in SAARC Region and Europe.
The Bank has opened Representative Office at Dubai on 03/09/2008.
The Bank Holds RBI approval for opening Representative offices/Branches
in Doha, Karachi, Egypt, Madagascar, China, New Zealand, Canada,
Cambodia, Vietnam, Qatar & Bangladesh.

32. Performance Highlights

33. DEPOSITS
(RS. CRORE)

34. Gross
Advances
(Rs. Crores)

35. NPA
Management
(Rs. Crore)

36. INDIA’S BEST BANK
2008
Shri. T.S. Narayansami, CMD
Bank of India, Receiving The
Best PSU Bank Award from
Hon’ble Finance Minister of
India, Shri.P Chidambaram
on October 6, 2008

37. INDIA’S BEST PSU
Bank award
2009
2nd time in a row!
Shri. Pranab Mukherjee,
Hon’ble Finance Minister of
India, handing over the Best PSU
Bank Award to
Shri. Alok k Misra, CMD - Bank of
India in the Presence of Dr.
Prannoy Roy, Chairman - NDTV
on October 26, 2009

38. Thank you