2. SERVICE GAPS
Institutions are leaving
customers „underserved“,
opening the door for new
challengers.
MAKING ADVICE AFFORDABLE AGAIN
WHY NOW
MARGIN GAPS
Costs are rising.
Regulation increasing.
Margins are falling.
LEGACY GAPS
Legacy blocks innovation.
Banks can’t innovate
without composable
Technology.
And each year passing by, these gaps are increasing…. 2
3. CIOS – THE SAAS SUITE FOR ADVICE & REPORTING
THE PRODUCT
• Dynamic Reporting with comprehensive Insights on
Performance, Risk, Allocation, ESG, etc.
• Customer Onboarding and Management of customer
profiles
• MIFID-2-Compliant Advice Process incl. Financial
Planning with risk profile, investment proposal and
documentation and Wealth Aggregation by connect-ing
accounts and alternative assets to a 360° View
• Integration Interfaces incl. order-, reporting-,
onboarding-interfaces to custodians
• Highly customizable in processes, interfaces and
reporting content
• 3 Delivery Models via Frontend (left), Widget-based
Integration or API
4. CIOS COVERS THE INVESTMENT VALUE CHAIN END 2 END
THE PRODUCT
4
Investment
Portfolio
Management
Rebalancing
Restriction
Handling
Reporting
Customer
Dashboard
Performance
Reporting
Management
Reporting
Risk & Event-
based Reporting
Ordering
Custodian
Interfaces*
Simple Order
Interface
Onboarding
Digital
Onboarding
Wealth
Aggregation
Advice
MiFID II Check &
Profiling
Hybrid Advice
Proposal
Generation
Financial
Planning
Sales
Impulses
ESG Reporting
5. RONALD TUINENGA
Product Owner Digital
Investments at ABN
AMRO
„With Fincite CIOS, we can auto-
matically manage complex
portfolios. This empowers our
advisors to increase their efficiency
and helps them to focus on what’s
important:
The client interaction.“
OFFERING HIGH BUSINESS VALUE
VALUE GENERATION FOR CUSTOMERS
5
EXPERIENCE COMPOSABILITY
Go To Market and new feature releases in weeks
instead of month with little implementation costs
SAVE COSTS
Reduce manual efforts of advisors, relationship and
portfolio management
INCREASE REVENUE
Boost efficiency of the advisory, sales or portfolio
management workforce
ENSURE COMPLIANCE
Eliminate investment restriction violations within portfolio
management and advice mandates
6. WHAT WE ACHIEVED WITHOUT 1 EURO IN VENTURE CAPITAL
STRONG TRACTION
6
3,700+
Advisors on CIOS
Platform
880k+
Portfolios on CIOS
Platform
28bn €
Assets under view on
CIOS Platform
