There are different causes of incapacitation, but Alzheimer's disease alone is enough to make incapacity planning essential. This disease strikes approximately 45 percent of the oldest old (people who are at least 85 years of age). Learn more about incapacity planning in this presentation.

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ALZHEIMER'S DISEASE MAKES
INCAPACITY PLANNING A MUST

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COMPREHENSIVE PLANNING

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When the subject of estate planning
comes to your mind, you probably
think about financial matters.

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Without question, you do have to
facilitate the distribution of your
financial resources.

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However, there are other things to
take into consideration if you want
to be comprehensively prepared.

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END-OF-LIFE ISSUES
A well constructed estate plan will address
end-of-life eventualities.

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Though it is not a very pleasant
subject to contemplate, a significant
percentage of people become
incapacitated at the end of their
lives.

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ALZHEIMER'S DISEASE
There are different causes of incapacitation,
but Alzheimer's disease alone is enough to
make incapacity planning essential.

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This disease strikes approximately
45 percent of the oldest old
(people who are at least
85 years of age).

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LONGEVITY STATISTICS

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If you are thinking that you
probably will not live into your mid-
eighties, you should understand the
facts.

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According to the Social Security
Administration, the life expectancy
for a 67-year-old person is at least
85.

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In fact, the Census Bureau tells us
that the oldest segment of the
population is growing faster than
any other.

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ADVANCE DIRECTIVES
FOR HEALTH CARE
To prepare for possible incapacity, you
could execute documents called advance
directives for health care.

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One of these directives
is a living will.

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LIFE SUPPORT

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Doctors can sometimes keep
terminal patients alive through the
utilization of life-support measures
like feeding tubes, artificial
hydration, and mechanical
respiration.

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With a living will, you state your
preferences with regard to the
utilization of these measures.

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If you would rather let nature take
its course, you can state this
preference in your living will.

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HEALTH CARE PROXY

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Another advance directive
that can be part of your plan is a
health care proxy.

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This document is alternately
referred to as a durable power of
attorney for health care.

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In this directive, you name
someone to make medical decisions
on your behalf in the event of your
incapacitation.

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FINANCIAL DECISION
MAKING

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You should also name a financial
representative when you create
your incapacity plan.

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This can be done through the
inclusion of a durable financial
power of attorney.

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NURSING HOME ASSET
PROTECTION

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Many people with Alzheimer's
induced dementia ultimately reside
in nursing homes.

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These facilities are very expensive,
and Medicare does not pay
for long-term care.

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Medicaid will pay for nursing home
care.

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There are steps that you can take
to gain eligibility without losing
a lot in the process.

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OUR FIRM CAN HELP

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If you would like to embed an
incapacity plan within a broader,
comprehensive estate plan, contact
us to schedule a consultation.

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Or visit our website
www.sinclairprosserlaw.com
Nicole Livingston
Jon J. Gasior
Colleen SinclairProsser
Victor A. Lembo