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Method Method Money
Future of Money

Digital Consumer behaviour and

transformation of banking services

Nuno Oliveira, Method.
Hello, 

I’m Nuno



@NunoAndrew
Method

Solving business challenges
through design thinking.
Our people

London

San Francisco

New York
Method Proposal for EyeNetra August 2014
#MethodMoney

Designing social
experiments with money

Method Pictet Proposal May 2015
3 Themes, 3 Experiments 

Privacy Personality Physiology
Outcome 1


If finances were public, 

what would they say about you?
9Method
Video
10Method
Instagramming in progress
13Method
Insight

A picture is worth a
thousand #words.
Insight

In an increasingly
transparent world,
social taboo still
reigns supreme.
Outcome 2


If money was smart, 

would it have personality?
20Method
Video
21Method
24Method
‘Awesome, the
account balance is 

at an all-time high.
Let’s invest in 

crypto-currencies!’
‘I noticed you got
macadamia. 

Did you know they’re
the most calorie
dense nuts?’
Insight

Users became dependent
on services that looked
after their best interests.
Insight

Financial services have an
opportunity to position
themselves differently, by
catering to the individuals
relationship with money.
Outcome 1


If behaviour is hormonal, 

should financial services monitor the body?
29Method
Video
30Method
Bank of
Physiology Home Services Specialists Login
Hormone powered financial wellbeing
With our patented hormone analysis technology, we enable you to understand
your spending patterns and improve your financial wellbeing.
Bank of
Physiology Home Services Specialists Login
Brushing teeth
33Method
iPad in use
34Method
Wellbeing
Financial
Mentor
Bank
General
Practitioner
Financial
Behavioral
Therapist
Financial
Data
Homeopathist
Chip and pin analysing
37Method
Insight

Data has brought the
opportunity to create
‘dynamic’ services,
responding in realtime to 

a persons situation.
Insight

Banking does not need to
be seen as a utility, but a
platform in which adjacent
markets can build from.
40
Thanks!
Nuno Oliveira

Project Manager

@NunoAndrew



@method_inc

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