There are many investments even an everyday Juan can place their cash into like savings accounts, po...

1. GUIDE: Five tips to start investing in the Philippine stock
market | Economy
There are many investments even an everyday Juan can place their cash into like savings accounts,
pooled funds, insurance policies, and also the stock exchange.
And with anticipation the Philippine market would grow by seven to eight percent in 2013,
particularly with cheaper petroleum costs, excessive cash might be utilized to take good advantage
of those investment tools.
Out of these four, trading stocks could prove to be the one which offers you the maximum yields.
But as it pertains to stock trading, there's no single rulebook that can inform you what you must do
or where you need to invest in.
Here are some hints from fiscal expert interviewed by GMA News On-Line for newbies to stock
trading.
1. Understand your investment aim
It's essential to really know where you'll be utilizing your hard earned money in the foreseeable
future, First Grade Finance Inc. managing director Astro del Castillo said.
"Whenever I speak to an audience not familiar with financial markets, tinatanong natin kung ano ang
investment aim nila before going to any type of investment," he said.
Do you intend to have additional revenue stream? Would you intend to purchase a vehicle or a house
in a couple of years' time?
Because understanding your aims can help you pick which kind of investment you need - whether
that is the stock exchange, time deposit, insurance or fixed rate instruments, del Castillo said.
So going into the stock exchange ought to be a long term target, fiscal adviser and stock market
dealer Marvin Germo said.
"Fundamentally, they must be sure they are investing for the long term, like over 10 years because

2. there is a learning curve," he said.
Germo authored "Stock Smarts," which instructs the fundamentals of trading in the stock exchange,
and frequently blogs about financial independence.