star health insurance, star health program, star health services, star heatlh general insurance, mediclaim insurance star health, star health insurance review, four star heatlh insurance, star health care, star health allied insurance, mountain star health care, star care home heatlh, star health mediclaim, star health insurance senior citizens, star health insurance for senior citizen, star health red carpet, all star health reviews, star health providers, all star heatlh, star health life insurance, star health insurance scheme

1. Advantages of Star Health Insurance
• Over 10 Corer People Covered Across the Country.
• Hospitalization expenses incurred as a result of illness/disease/sickness/accidental injuries.
• Covers hospitalization expenses like Room Rent, Medicines, Scan, X-Ray, Operation Theater
charges, Surgeon, Consultant and Anesthetist fees.
• Direct Settlement of Claims - NO TPA
• Covers pre and post-hospitalization.
• Wide Net work of more than 5100 hospital across India
• Life Time Renewal for Senior Citizen plans.
• Wide choice of plan option
• Exclusive policy covering Pre-Existing Disease.
Mediclassic - Individual Health Insurance
• Covers hospitalization expenses incurred as a result of illness/disease/sickness and/or accidental
injuries.
• Covers pre and post-hospitalization expenses
• Non – Allopathic up to Rs.25,000 per year.
• 12 day care procedure covered.
• No claim discount ranging from 5% to 25% for every claim-free year
• Maximum cover of Rs.10,00,000 per individual
Family Health Optima - Family Health Insurance
• A Super Saver Policy,
• Single Sum Insured,
• Coverage for entire family in Single Premium
• Considerable saving in premium as the family is covered under one policy.
• Covers Pre and Post hospitalization and 12 Day care Procedure
• Sum insured is floated amongst the family members
• Maximum cover of Rs.10,00,000 per family
Senior Citizen Red Carpet - Senior Citizen Health Insurance
• This is India's first health insurance policy aimed specifically at senior citizens
• It provides cover for anyone over the age of 60 and permits entry right up to the age of 69
• No pre-insurance medical test required.
• Guaranteed renewals beyond 69 years,
• Pre-existing diseases covered.
• Only cashless at network hospitals
• Maximum cover of Rs. 5,00,000 per individual
Mktg – Senior Sales Manager, Contact: 99946 12916, 90430 32916, 93628 54443
e.mail: smstarhealth@gmail.com SMS SMSTAR to 56070

2. Star Criticare Health Insurance
• This policy offers cover to the Insured Person under two sections. Both regular hospitalization
benefits and Major Disease’s benefits are available under one policy. [100% Lump Sum Payment
for major identified Critical illness - First Diagnosis of Cancer, Chronic Kidney Disease, Brain
Tumour, Irreversible Coma, Undergoing first time - Major Organ Transplant, Occurrence for the
first time of the Cerebro-Vascular Stroke causing Hemiplegia, Acute Myocardial Infarction
resulting in LVEF of < 25%,, irreversible Paraplegia, irreversible Quadriplegia].
Diabetes Safe
• An Exclusive policy that helps those affected by Diabetes Mellitus Type II and offers insurance
protection for treating most commonly occurring complications.
• Eyes: Diabetic Retinopathy requiring laser treatment.
• Kidneys: Diabetic Nephropathy leading to chronic renal failure.
• Feet: Diabetic foot ulcer requiring micro-vascular surgical correction.
Super Surplus Health Insurance
• Wide coverage option of Rs. 7 lakh and Rs. 10 lakh,
• Covers hospitalization expenses in excess of Rs. 300,000 per hospitalization.
• Policy Individual and Family.
Star Health Gain Insurance
• A policy which provides for both inpatient and outpatient benefits.
• Standard Premium – Rs. 14,725/- for all age group and family size.
• Renewable up to 60 yrs of age
• OP benefits only as reimbursement
• Accumulated OP bills can be claimed within the policy year.
• Flexibility to increase SI as age increases for the same premium.
Unique Health Insurance
• A two year policy
• Pre-Existing Diseases will be covered after 11 months of continuous coverage have elapsed.
• Covers both pre existing ailment and future diseases
• No pre medical checkup.
• Policy is offered with 30/% Co-pay for All Claim.
Mktg – Senior Sales Manager, Contact: 99946 12916, 90430 32916, 93628 54443
e.mail: smstarhealth@gmail.com SMS SMSTAR to 56070

3. Pregnancy Health Insurance
• Pasic Floater Plan with Addition Cover.
• Expenses of delivery – Normal or Caesarean
• Newborn baby cover,
• Post delivery complication cover for mother after the delivery.
• Cost of test incurred for detecting any disorders in the Fetus up to Rs. 1,000/-
• Non Allopathic Treatments: Up to Rs. 25,000/- per policy period.
• Age 18 years to 40 years entry and family size of 2A and 2A + 1C.
Star Travel Health Insurance
• Individual Travel Protect - 5 days to 180 Days Cover
• Family Travel Protect – 2A and 2C for 15, 30, 45 and 60 days
• Corporate Travel Protect – worldwide option
• Student Travel Protect.
Personal Accident
• A protection to the family in the unfortunate event of accidental death or disablement.
• World wide cover.
• Coverage for entire family in one accident Policy
What cannot be claimed?
• Treatment of illness/disease/sickness contracted by the insured person during the first 30 days
from the commencement date of the policy
• First Two Years Exclusions:
o Cataract,
o Hysterectomy for Menorrhagia or Fibromyoma,
o Replacement surgery for knee and/or joint (other than caused by an accident),
o Prolapse of intervertebral disc (other than caused by accident),
o varicose veins and varicose ulcers
• First Year Exclusions:
o Benign Prostate Hypertrophy,
o Hernia,
o Hydrocele,
o Fistula in anus,
o Piles,
o Sinusitis and related disorders, congenital internal disease/defects,
o removal of gallstones and renal stone
• Naturopathy treatment
• Expenses which are purely diagnostic in nature with no positive existence of any disease
• Expenses incurred for non-allopathic treatment
• Treatment of external Congenital disease/defects/anomalies
• Expenses which are mainly cosmetic in nature.
Mktg – Senior Sales Manager, Contact: 99946 12916, 90430 32916, 93628 54443
e.mail: smstarhealth@gmail.com SMS SMSTAR to 56070