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It's more FUN in Purple Cow! 6pg 2012 Wellness
1 Purple Cow  2012 Benefits   ACCIDENT 2. ACCIDENT INSURANCE a. Accidental Death * Murder b. Accidental Disablement * Assault HEALTH 3. MEDICAL HMO  * 19,401 MD, 382 hospitals, 426 clinics 4. Opt. DENTAL HMO * Basic 10: 790 dentists, 659 clinics 5. Opt. Annual Physical Exam  * Basic 5: mobile or clinic  6.   Health & Wellness Program   * up to 2x/yr; tailored to utilization report LIFE 1. LIFE INSURANCE * Terminal Illness Rider * Total & Perm Disability Income LIFE – ACCIDENT – HEALTH Benefits Overview
2 Purple Cow  2012 Benefits   18. Pooled Employee utilization 6. Accidental Disablement = __% of 5x MBL 13. Access to Big 5 Hospitals & Healthway 1. Life = 5x MBL 23. Same benefits for Dependents 11. HMO patient for no-cash-out 24. Interactive access through Social Media 12. Private patient for reimbursement   (HMO rate) 14. 100% Pre-Existing Conditions coverage 2. Terminal Illness = up to 50% of 5x MBL 20. Opt. Dental = HMO buffet of benefits 8.   Medical = HMO buffet of benefits 22. Health & Wellness Program  (up to 2x/yr) 21. Opt. APE = choice of mobile or clinic 19. Separate Dependent utilization 17. Benefits on top of Philhealth 16. 100% Special Procedures coverage 15. 100% Congenital Conditions coverage 10. Max. Benefit Limits per disability per year 9. Combined inpatient & outpatient limits 7. Assault = __% of 5x MBL 5. Murder = 5x MBL  4. Accidental Death = 5x MBL  3. Total & Perm. Disability Income = 5x MBL  LIFE – ACCIDENT – HEALTH Benefits Summary
13 Purple Cow  2012 Benefits   The Comprehensive Wellness Program is customized to meet your health & wellness needs through the following services:  HEALTH RISK ASSESSMENTS:  Comprehensive written assessment and detailed CUR (current utilization report) are provided which gives the employee and the employer the information needed to set wellness goals. HEALTH PROMOTION & DISEASE MANAGEMENT SEMINARS:  Pooling from a wealth of resources and expertise available through the medical partners, numerous presentations and seminars are available for the client’s workforce to promote Wellness. HEALTH SCREENINGS:  Periodic onsite health screenings such as blood pressure and body fat analysis are available in the program in addition to more extensive screenings such as blood analysis. HEALTH PROTECTION MEASURES:  Scheduled vaccine administration program can be done within company premises. The vaccine may vary depending on the need/requirement of the company. EXCLUSIONS ASIANLIFE  (call 890-1758 ext. 278 to schedule) Free  Health & Wellness Program benefits are covered on top of Medical HMO benefits ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],1. Cost of vaccines  1. Comprehensive Wellness Program  (to 2x/yr) 6. Health & Wellness  (up to 2x per year)
3 Major Employee Benefits in 1 Plan: You get Group Life, Accident & Health (medical HMO, optional dental HMO, optional APE, and  Wellness ) – all in 1 plan.  (Unlike most HMO plans)   You get all the Employee Benefits you will ever need 3 Why Purple Cow? Purple Cow  2012 Competitive Advantages
Free  Health & Wellness Program : ALGA will conduct a free Comprehensive Wellness Program for your group up to 2x per year, based on your own health issues.   (Unlike most HMO plans) Call Asianlife at 890-1758, ext. 278, to request a CWP 22 Why Purple Cow? Purple Cow  2012 Competitive Advantages

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