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Read our updated Consumer Report: Top 5 Payday Loan Sites Reviewed In-Depth
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100 Day Loans is not a loan servicer themselves, but rather works with has hundreds
of loan providers who they have pre-qualified to provide loans with 100 day
repayment terms. They then match you quickly with the best loan provider who can
fulfill your loan based on your situation, location and profile.
100 Day Loans was founded in 2005 and has been providing matching services for
loan providers since then. The company's website receives approximately half a
million visitors per month and is secured with Verisign and Trust-e certifications. As
of this writing, 100 Day Loans is still pending a review and rating by the Better
Business Bureau, you can check their site to see if this has been updated,
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2. To apply for a loan, you need to fill out an online form, providing some basic
information about yourself. You'll need to be employed and have an income of at
least $800 per month in order to qualify. You'll also need a valid US checking account
and be 18 years old. See loan application requirements.
Submit a loan application
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During our application, we received an instant email confirmation, and then 2 hours
later we were approved with a new loan. After agreeing to accept the new loan, the
funds were deposited into our account within 3 hours.
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100 Day Loans specializes in special credit situations and can absolutely lend to
borrowers with credit history problems. Low FICO score or recent bankruptcy are
situations the company can guide you through. Because the default rates are lower
when consumers have more time to pay, 100 Day Loans is able to lend to more
consumers. Even with a less-than-ideal credit score, chances are good that you can
get approved with them. Fill out a free application.
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You can request a loan of up to $2,000. Most first-time borrowers will qualify for less
than this. We applied with a FICO score of 550 and received $600. Your loan size will
vary based on your specific situation and location.

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Most quick loan sites require a payback within 2 weeks. 100 Day Loans is the first to
offer an extended payback period. We think the entire industry will follow soon. In
fact, we suspect that many of the scam reports out there are being generated by
competitive sites who are losing business.
Read our updated Consumer Report: Top 5 Payday Loan Sites Reviewed In-Depth