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Interactive RFID Credit Card

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Interactive RFID Credit Card

  1. 1. <ul><li>Interaction with Money </li></ul><ul><li>Interactive RFID Credit Card </li></ul>Joyce Hon / Ja Kyung Kim / Ashley Eun Hae Park / Jason ea Design + Management / Design at the Edge
  2. 2. Research / Survey
  3. 3. <ul><li>Q. Do you use cash or card? Reason? </li></ul><ul><li>“ I tend to lose things so I don’t carry cash as often” </li></ul><ul><li>“ It’s easier to track down where an how much money I’ve spent. I’ve spent. It is easier to carry around” </li></ul><ul><li>“ Debit 90% of the time. Cash, only sometimes. Because when I have cash I spend too much!” </li></ul><ul><li>  </li></ul>56 Interviewees Age: 19 - 26
  4. 6. “ I usually put most of my money in my saving account in the first place and transfer the money to checking account whenever I need it. I try to spend less if I think I have spent too much this week or month.” “ Not enough income to save for now.”
  5. 7. <ul><li>-85% use card than case </li></ul><ul><li>-80% they don’t limit the spending </li></ul><ul><li> “ Yes, I try to come with a budget every month and try to use within that limit if possible” </li></ul><ul><li>- Mostly check their account on the phone or online, none of the participant checks their account at the bank </li></ul><ul><li>-Few people check their balance once every two weeks or once every three weeks </li></ul><ul><li>  </li></ul><ul><li>Q. How do you save money? </li></ul><ul><li>Saving account 60%, don’t save money 40% </li></ul><ul><li>“ I usually put most of my money in my saving account in the first place and transfer the money to checking account whenever I need it. I try to spend less if I think I have spent too much this week or month ” </li></ul>overview
  6. 8. interview
  7. 9. Secondary Research
  8. 10. Tap-and-Go technology to pay
  9. 13. Virtual Wallet PNC has built on the success of Virtual Wallet to meet the financial needs of college students and tech-savvy customers of other generations.
  10. 25. conclusion

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