André Cavero Rodríguez

marketing mobile money marketing digital business model business transformation digital customer experience digital payments customer service ux user experience innovación innovation startup company canvas start up strategy online payment gamification interbank alcancía data big data agile ai smart capital cash fintech services banking bank itd dti world economic forum wef elon musk tesla prius google loon internet cambio tecnologia cultura culture trends transfomación fmcg. fast-moving customer goods customer engagement white paper tech americas mmamericas customer segments omnichannel cx message am�rica servicio al cliente experiencia de cliente experiencia de usuario latam modelo de negocios lean negocios business process consulting consultoria lima gps realidad aumentada realidad puntos de interes marcadores aumentada perú augmented reality banking services engage games web 4.0 social media web 3.0 web 2.0 redes sociales web 1.0 seo website sem neuromarketing tendencias web 5.0